Research your options with this web form
Find your mortgage lender
Find a foreclosure counselor in your area
Focused on helping homeowners in crisis, this alliance helps you determine your options

Find a foreclosure counselor
Raise your own credit score
Fix mistakes on your credit report
The Federal Trade Commission has expert advice

Find a legitimate foreclosure counselor near you
This non-profit organization was created by Congress to provide financial support, technical assistance, and training for community-based revitalization efforts

Making Home Affordable
The official government site for loan modifications and foreclosure alternatives

Find resources to avoid foreclosure in your state
Consult state and local resources

Improve You Credit Score
Credit Q&A
Credit Basics

Understand credit and your credit scores

See your credit report

Get all the details on late payments and other information, but not your actual credit score

The Center for Responsible Lending
A non-profit organization that works to stop predatory lending practices

Volunteer to be a credit counselor
Non-profit agency that works to provide financial literacy

United Way
Donate or volunteer to decrease the number of families that are financially unstable

Donate to the National Community Reinvestment Coalition
Send a donation to help NCRC “ensure that people in traditionally underserved communities are treated fairly and justly when applying for credit, opening a bank account, getting a mortgage, a loan, or other financial product or service.”

The Mortgage Forgiveness Debt Relief Act
Get the details about when you might owe taxes on any debt that is canceled through a short sale or deed in lieu of foreclosure

Download a PDF on identifying a loan modification scam
The Office of the Comptroller of the Currency provides detail about scams, including “10 Warning Signs of a Loan Modification Scam.”