What causes floods?

  • Rising rivers
  • Storms
  • Early snowmelts
  • Manmade problems from the construction of roads, shopping malls, homes, and industrial complexes
  • Hurricanes

Myth #2: Everyone who lives in a flood zone has to buy flood insurance.
Myth #3: Flood insurance is always expensive.
Myth #4: Taxpayers are footing the bill for federal flood insurance.
Myth #5: Companies sell flood insurance, so the government doesn’t need to.
Myth #6: I don’t own a beach house. Those people use flood insurance most.
Myth #7: The flood insurance program subsidizes beachfront homeowners.