DIY Kitchen Remodeling on a Budget: 5 Money-Saving Steps

Can’t afford an entire kitchen remodel in one fell swoop? You can complete the work in 5 budget-saving stages (and still cook dinner during the down time).

A modern, luxury remodeled kitchen with grey and white cabinets.
Image: Serghei Starus/getty

Major kitchen remodels are among the most popular home improvements, but a revamped cooking and gathering space can set you back a pretty penny. According to the "Remodeling Impact Report" from the National Association of REALTORS®, a complete renovation of a kitchen costs an estimated $80,000, and you'll recover an estimated 75% of that cost come selling time.

Despite the big price tag, you'll be glad you upgraded. In fact, homeowners polled for the report gave their kitchen redo a joy score of 9.8 -- a rating based on those who said they were happy or satisfied with their remodeling, with 10 being the highest rating and one the lowest.

If you can't afford the entire remodel all at once, complete the work in these five budget-saving stages.

Stage One: Start with a Complete Design Plan

Your plan should be comprehensive and detailed — everything from the location of the refrigerator to which direction the cabinet doors will open, to whether you need a spice drawer.

To save time (and money) during tear-out and construction, plan on using your existing walls and kitchen configuration. That’ll keep plumbing and electrical systems mostly intact, and you won’t have the added expense — and mess — of tearing out walls.

Joseph Feinberg, vice president of Allied Kitchen and Bath in Fort Lauderdale, Fla., recommends hiring a professional designer, such as an architect or a certified kitchen designer, who can make sure the details of your plans are complete. You’ll pay about 10% of the total project for a pro designer, but you’ll save a whole bunch of headaches that would likely cost as much — or more — to fix. Plus, a pro is likely to offer smart solutions you hadn’t thought of.

For a nominal fee, you also can get design help from a major home improvement store. However, you’ll be expected to purchase some of your cabinets and appliances from that store

  • Cost: Professional designer: $17,525
  • Key strategies: Once your plans are set, you can hold onto them until you’re ready to remodel.
  • Time frame: 10 hours to 20 hours

Stage Two: Order the Cabinets, Appliances, and Lighting Fixtures

Cabinets and appliances are the biggest investments in your kitchen remodeling project. If you're remodeling in stages, you can order them any time after the plans are complete and store them in a garage (away from moisture) or in a spare room until you're ready to pull the trigger on the installation.

Remember that it may take at least four weeks from the day you order them for your cabinets to be delivered.

Related: How to Choose Stock Cabinets for Your Kitchen

If you can't afford all new appliances, keep your old ones for now — but plan to buy either the same sizes, or choose larger sizes and design your cabinets around those larger measurements. You can replace appliances as budget permits later on.

The same goes for your lighting fixtures: If you can live with your old ones for now, you’ll save money by reusing them.

You’ll have to decide about flooring, too. This is one of the trickier decisions to make because flooring also affects how and when you install cabinets.

You’ll need to know if your old flooring runs underneath your cabinets or butts up against the cabinet sides and toe kicks. If the flooring runs underneath, you’ll have some leeway for new cabinet configurations. Just be sure the old flooring will cover any newly exposed floor areas. Here are points to remember:

  • Keep old flooring for cost savings. This works if your new cabinets match your old layout, so that the new cabinets fit exactly into the old flooring configuration. If the existing flooring runs underneath your cabinets and covers all flooring area, any new cabinet configuration will be fine.
  • Keep your old flooring for now and cover it or replace it later. Again, this works if your cabinet configuration is identical to the old layout.

However, if you plan to cover your old flooring or tear it out and replace it in the future, remember that your new flooring might raise the height of your floor, effectively lowering your cabinet height.

For thin new floor coverings, such as vinyl and linoleum, the change is imperceptible. For thicker floorings, such as wood and tile, you might want to factor in the change in floor height by installing your new cabinets on shims.

  • Cost: Cabinets: average of $8,400 (28% of total); appliances: $4,500 (15% of total) and lighting fixtures: $500 to $2,000 (5% of total); flooring: $1,000 to $4,000 (18% of total)
  • Key strategy: Keep old appliances, lighting fixtures, and flooring and use them until you can afford new ones.
  • Time frame: Six weeks to four months

Stage Three: Gut the Kitchen and Do the Electrical and Plumbing Work

Here's where the remodel gets messy. Old cabinetry and appliances are removed, and walls may have to be opened up for new electrical circuits. Keep in close contact with your contractor during this stage so you can answer questions and clear up any problems quickly. A major kitchen remodel can take five to six months, depending on how extensive the project is.

During this stage, haul your refrigerator, microwave, and toaster oven to another room — near the laundry or the garage, for example — so you've got the means to cook meals. Feinberg suggests tackling this stage in the summer, when you can easily grill and eat outside. That’ll reduce the temptation to eat at restaurants and will help you control your day-to-day costs.

  • Cost: $7,800 for demolition (6% of total) and $19,500 for installation of new plumbing and electrical (15% of total)
  • Key strategies: Encourage your contractor to expedite the tear-out and installation of new systems. Plan a makeshift kitchen while the work is progressing. Schedule this work for summer, when you can grill and eat outside.
  • Time frame: Demolition: 4 days to a week; installation of new plumbing and electrical (one week to six weeks)

Stage Four: Install Cabinets, Countertops, Appliances, Flooring, and Fixtures

If you’ve done your homework and bought key components in advance, you should roll through this phase. You've now got a (mostly) finished kitchen. 

A high-end countertop and backsplash can cost a sizable sum of money. If you can't quite swing it, put down a temporary top, such as painted marine plywood or inexpensive laminate. Later, you can upgrade to granite, tile, solid surface, or marble.

  • Cost: Countertops: $10,400 (8% of total); tile and flooring: $10,400 (8% of total); appliances: $13,000 (10%); cabinets: $28,600 (22% of total)
  • Key strategy: Install an inexpensive countertop; upgrade when you’re able.
  • Time frame: Construction: three weeks to six weeks; fixture, hardware, and appliance installation: less than one week

Final Phases: Upgrade if Necessary

Replace the inexpensive countertop, pull up the laminate flooring, and put in tile or hardwood, or buy that new refrigerator you wanted but couldn't afford during the remodel. (Just make sure it fits in the space!)

Related: Why White Kitchens Stand the Test of Time

Gretchen Roberts
Gretchen Roberts

Gretchen Roberts has written about homes and gardens for Better Homes & Gardens, HGTV.com, HGTVPro.com, Old-House Journal, and Lowe's Creative Ideas. She lives in a 1900 Craftsman-style home in beautiful eastern Tennessee.