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Disaster Insurance

House destroyed by Hurricane Ike in 2008

(New!)

Is the Cost of Hurricane Insurance Worth It?

Hurricane Earl is a reminder that we’re in the peak of hurricane season. Is your home properly insured against hurricanes? Read More

Progress K
Effort Low 1 day (policy review/research)
Investment Med $540/yr (flood insurance)
Added to Binder
Gulf coast fisherman

5 Tips for Successful Oil-Spill Claims

Follow these steps to help ensure that BP considers your oil-spill claim promptly and with minimum hassle. Read More

Progress E K
Effort Med 10 hrs to file claim
Investment Low $50 for digital photos
Added to Binder
Deepwater Horizon oil spill aerial photograph

What to Expect If You File an Oil-Spill Claim With BP

If oil from the Deepwater Horizon oil spill has sloshed up on your property, you can file a claim for damages or even sue BP, but getting compensated isn’t a sure thing. Read More

Progress E K
Effort Med 10 hrs to file claim
Investment Low $50 for digital photos
Added to Binder
Earthquake-damaged homes

Is Earthquake Insurance Worth It?

Should you shake loose the cash for earthquake insurance? Read More

Progress K
Effort Low Research policies, seismic maps
Investment Med $3,000-$6,000
Added to Binder
House with flood insurance

Is the Cost of Flood Insurance Worth It?

Flooding risks, as well as the value of your home and your possessions, help determine whether the cost of flood insurance is worth it. Read More

Progress K
Effort Low 1 day (home inventory)
Investment Med $540/yr (avg flood premium)
Added to Binder
Court Ogilvie of the American Red Cross

Q&A: Emergency Preparedness for Homeowners

HouseLogic talks to Red Cross disaster response expert Court Ogilvie about emergency preparedness for homeowners. Read More

Progress K
Effort Low 1 hr (family meeting)
Investment Low $69.95 (emergency kit)
Added to Binder
Boarding up broken windows after flood

What to Do in the First 24 Hours After a Flood

After flood waters subside, document, work with your insurer, and clean up safely. Read More

Progress K
Effort High 1 wk-6 mos
Investment Low $300-$650+ (tools, supplies)
Added to Binder
Flood waters surrounding blue house

Protect Yourself and Your Home from Flooding

Few places in the country are considered free from flooding, so protect your home and family. Read More

Progress K
Effort Low 1 day-1 wknd
Investment Low $380-$785
Added to Binder
Palm tree waving in hurricane

The Right Disaster Insurance for Your Region

The region in which you live dictates what kind of disaster insurance you might need to protect your home from Mother Nature’s wrath. Read More

Progress K
Effort Low 1-2 days
Investment Low $540/yr (avg flood premium)
Added to Binder
Fallen tree in front of yellow Colonial-style house

Insuring Against Natural Disasters

Your homeowners insurance covers many of life’s disasters, just not some natural disasters like earthquakes and floods, so consider supplemental policies. Read More

Progress K
Effort Low 4-5 hrs
Investment Low $540/yr (avg flood premium)
Added to Binder
Disaster Insurance 101

Before you invest in disaster insurance:

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