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Insurance

Featured Project

The Right Disaster Insurance for Your Region

The Right Disaster Insurance for Your Region

The region in which you live dictates what kind of disaster insurance you might need to protect your home from Mother Nature’s wrath. Read More

Progress K
Effort Low 1-2 days
Investment Low $540/yr (avg flood premium)
Added to Binder
House destroyed by Hurricane Ike in 2008

(New!)

Is the Cost of Hurricane Insurance Worth It?

Hurricane Earl is a reminder that we’re in the peak of hurricane season. Is your home properly insured against hurricanes? Read More

Progress K
Effort Low 1 day (policy review/research)
Investment Med $540/yr (flood insurance)
Added to Binder
Gulf coast fisherman

5 Tips for Successful Oil-Spill Claims

Follow these steps to help ensure that BP considers your oil-spill claim promptly and with minimum hassle. Read More

Progress E K
Effort Med 10 hrs to file claim
Investment Low $50 for digital photos
Added to Binder
Deepwater Horizon oil spill aerial photograph

What to Expect If You File an Oil-Spill Claim With BP

If oil from the Deepwater Horizon oil spill has sloshed up on your property, you can file a claim for damages or even sue BP, but getting compensated isn’t a sure thing. Read More

Progress E K
Effort Med 10 hrs to file claim
Investment Low $50 for digital photos
Added to Binder
Earthquake-damaged homes

Is Earthquake Insurance Worth It?

Should you shake loose the cash for earthquake insurance? Read More

Progress K
Effort Low Research policies, seismic maps
Investment Med $3,000-$6,000
Added to Binder
For rent sign in home's yard

Renting Out Your Home? Get Landlord Insurance

If you’re renting out your home, it might not be covered by homeowners insurance, so look into landlord insurance instead. Read More

Progress K
Effort Low 4 hrs (research policies)
Investment Med $1,025/yr (avg landlord policy)
Added to Binder
House with flood insurance

Is the Cost of Flood Insurance Worth It?

Flooding risks, as well as the value of your home and your possessions, help determine whether the cost of flood insurance is worth it. Read More

Progress K
Effort Low 1 day (home inventory)
Investment Med $540/yr (avg flood premium)
Added to Binder
Man working at home-based office

Insurance for Your Home-Based Business

If you think your homeowners policy provides adequate insurance for your home-based business, think again. Read More

Progress K
Effort Low 1 day (research policies)
Investment Low $250-500/yr (business policy)
Added to Binder
Moldy wall covered by homeowner's insurance

Homeowners Insurance: Is Mold Covered?

Whether mold is covered by homeowners insurance often comes down to the source of moisture and the wording of a policy. Read More

Progress K
Effort Low 1-2 hrs (review policy)
Investment Low $500-1,500 (mold rider)
Added to Binder
Emergency crews on the scene of a terrorist attack

Homeowners Insurance: Is Terrorism Covered?

Homeowners insurance typically excludes war and nuclear accidents, but acts of terrorism can fall into a gray area. Read More

Progress K
Effort Low 1 hr (review policy)
Investment Low $822/yr (avg premium)
Added to Binder
Court Ogilvie of the American Red Cross

Q&A: Emergency Preparedness for Homeowners

HouseLogic talks to Red Cross disaster response expert Court Ogilvie about emergency preparedness for homeowners. Read More

Progress K
Effort Low 1 hr (family meeting)
Investment Low $69.95 (emergency kit)
Added to Binder
Disaster Insurance 101

Before you invest in disaster insurance:

Please select a To-Do
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Homeowners Insurance More Insurance Articles
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Save Money on Insurance

Tips on how to get the lowest rates

Project Money Saved
Cancel Your Private Mortgage Insurance $600-$1,200/yr (cancel PMI)
The Cost of Umbrella Insurance for Homeowners $60/yr (multi-policy discount)
Improve Your Insurance Score $60/yr (premiums)
Homeowners Insurance: Are You Over- or Underinsured? $8-$12 (unneeded rider)
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