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Insurance

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Featured Project

What's Covered by Umbrella Insurance?

What’s Covered by Umbrella Insurance?

Homeowners can better guard against liability claims by understanding what’s covered by umbrella insurance and, equally important, what isn’t. Read More

Progress K
Effort Low 2 hrs (purchase a policy)
Investment Low $300/yr ($1 million umbrella)
Added to Binder
Car accidents will impact your umbrella insurance rates

The Cost of Umbrella Insurance for Homeowners

The surprising thing about the cost of umbrella insurance is that it can be influenced as much by your driving record as it can be by your record as a homeowner. Read More

Progress $ K
Save Money Low $60/yr (multi-policy discount)
Effort Low 2 hrs (purchase a policy)
Investment Low $300/yr ($1 million umbrella)
Added to Binder
Backyard trampoline covered by an umbrella insurance policy

What’s Covered by Umbrella Insurance?

Homeowners can better guard against liability claims by understanding what’s covered by umbrella insurance and, equally important, what isn’t. Read More

Progress K
Effort Low 2 hrs (purchase a policy)
Investment Low $300/yr ($1 million umbrella)
Added to Binder
Person injured at a home

Umbrella Insurance and Homeowner Liability

Umbrella insurance offers added homeowner liability protection that kicks in after homeowners insurance reaches its coverage limits. Read More

Progress K
Effort Low 2 hrs (purchase a policy)
Investment Low $300/yr ($1 million umbrella)
Added to Binder
Woman sorting photos to find images of damaged house

Home Inventory: Value Your Possessions After a Loss

Use these tactics to create a home inventory after a casualty loss to support an insurance claim. Read More

Progress K
Effort Low 1-2 days (document losses)
Investment Low $250-$500 (appraiser fee)
Added to Binder
Couple making a home inventory list

Create a Home Inventory for Insurance

Create a home inventory before disaster strikes to make filing an insurance claim a smoother process. Read More

Progress K
Effort Low 1 day (home inventory)
Investment Low $150 (digital camcorder)
Added to Binder
Man using a camcorder to record home inventory

Compile a Home Inventory with the Right Tools

A home inventory of your belongings for insurance purposes is a relatively inexpensive way to make any future claims go smoother. Read More

Progress K
Effort Low 1 day (home inventory)
Investment Low $150-$300 (fireproof safe)
Added to Binder
Man smiling as he cancels private mortgage insurance

Cancel Your Private Mortgage Insurance

Private mortgage insurance is unavoidable for some homeowners, but don’t pay PMI premiums a day longer than required by your lender. Read More

Progress $ K
Save Money High $600-$1,200/yr (cancel PMI)
Effort Low 1 hr (calculate LTV)
Investment Low $362 (avg appraisal)
Added to Binder
Boarding up broken windows after flood

What to Do in the First 24 Hours After a Flood

After flood waters subside, document, work with your insurer, and clean up safely. Read More

Progress K
Effort High 1 wk-6 mos
Investment Low $300-$650+ (tools, supplies)
Added to Binder
Flood waters surrounding blue house

Protect Yourself and Your Home from Flooding

Few places in the country are considered free from flooding, so protect your home and family. Read More

Progress K
Effort Low 1 day-1 wknd
Investment Low $380-$785
Added to Binder
Man sitting at desk in home office

Improve Your Insurance Score

Paying all of your bills on time is one good way to improve your insurance score—and, in turn, lower your homeowners insurance premiums. Read More

Progress $ K
Save Money Low $60/yr (premiums)
Effort Low 2 hrs (review reports)
Investment Low $12.95 (insurance score)
Added to Binder
Coverage Check-Up More Insurance Articles
Save Money on Insurance

Tips on how to get the lowest rates

Project Money Saved
Cancel Your Private Mortgage Insurance $600-$1,200/yr (cancel PMI)
The Cost of Umbrella Insurance for Homeowners $60/yr (multi-policy discount)
Improve Your Insurance Score $60/yr (premiums)
Homeowners Insurance: Are You Over- or Underinsured? $8-$12 (unneeded rider)
More Insurance Articles
Audio Guides
  • Save On Homeowners Insurance - October 23rd, 2009 from Real Estate Today Radio © NAR
Prevent Liability Claims More Insurance Articles