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Homeowner Insurance

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Backyard trampoline covered by an umbrella insurance policy

What’s Covered by Umbrella Insurance?

Homeowners can better guard against liability claims by understanding what’s covered by umbrella insurance and, equally important, what isn’t. Read More

Progress K
Effort Low 2 hrs (purchase a policy)
Investment Low $300/yr ($1 million umbrella)
Added to Binder
Man sitting at desk in home office

Improve Your Insurance Score

Paying all of your bills on time is one good way to improve your insurance score—and, in turn, lower your homeowners insurance premiums. Read More

Progress $ K
Save Money Low $60/yr (premiums)
Effort Low 2 hrs (review reports)
Investment Low $12.95 (insurance score)
Added to Binder
Electrical outlet catching on fire

Homeowners Insurance: Are You Over- or Underinsured?

Paying for more homeowners insurance than you need is a waste of money, but it can prove even more costly to get caught without enough coverage. Read More

Progress $ K
Save Money Low $8-$12 (unneeded rider)
Effort Low 4-5 hrs
Investment Low $7.95 (valuation report)
Added to Binder
States often display typical rates charged by major insurers

Homeowners Insurance: Time for an Annual Check-Up

An annual check-up on your homeowners insurance can result in a healthier policy and a healthier pocketbook. Read More

Progress $ K
Save Money Low $64/yr (high deductible)
Effort Low 1 hr
Investment Low $804/yr (avg premium)
Added to Binder
House on fire

Homeowners Insurance: To Claim or Not to Claim?

The answer to that question will go a long way toward determining whether your homeowners insurance will ultimately cost you more or even get canceled. Read More

Progress K
Effort Low 4 hrs (repair estimates)
Investment Low $804 (avg premium)
Added to Binder
Woman calling to dispute CLUE report

How to Correct Your CLUE Insurance Report

An error in your CLUE insurance report can increase your homeowners insurance premium or even prevent you from getting coverage at all. Read More

Progress $ K
Save Money Low $40 (5% off avg premium)
Effort Low 1-2 hrs
Investment Low $0
Added to Binder
File folders holding a CLUE report

Your CLUE Insurance Report Matters

Your CLUE insurance report keeps your homeowners insurance claims alive for seven years—and that could cost you on your premiums. Read More

Progress $ K
Save Money Low $40 (5% off avg premium)
Effort Low 1 hr
Investment Low $0
Added to Binder
Coverage Check-Up More Insurance Articles
Save Money on Insurance

Tips on how to get the lowest rates

Project Money Saved
Cancel Your Private Mortgage Insurance $600-$1,200/yr (cancel PMI)
The Cost of Umbrella Insurance for Homeowners $60/yr (multi-policy discount)
Improve Your Insurance Score $60/yr (premiums)
Homeowners Insurance: Are You Over- or Underinsured? $8-$12 (unneeded rider)
More Insurance Articles
Audio Guides
  • Save On Homeowners Insurance - October 23rd, 2009 from Real Estate Today Radio © NAR
Prevent Liability Claims More Insurance Articles