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You care about your home. The NATIONAL ASSOCIATION OF REALTORS® cares about homeownership. To help you become the best, most responsible homeowner you aspire to be, we want to provide you with free information and tools you can use to make smart and timely decisions about your home.

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Equity Loans

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Man looking at home refinance offer

Avoid Home Equity Loan and Refinancing Scams

Home equity loan and refinancing scams can cost you more than money—these scams can cost you your house. Read More

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Fingers on calculator

Drawbacks of Home Equity Loans

Taking out a home equity loan against the value of your property can backfire if you fail to avoid these common pitfalls in the borrowing process. Read More

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Couple signing HELOC loan

Consider a Home Equity Line of Credit

Opening up a home equity line of credit makes sense for some homeowners; just make sure you understand what you’re getting into. Read More

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Woman reviewing reverse mortgage terms

Is a Reverse Mortgage Right for You?

A reverse mortgage is a tempting route to take for cash-strapped seniors who own their homes, but this road to riches can be curvy. Read More

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There are several options for borrowing against your house

A Guide to Equity Loan Options

Determining which type of equity loan to take—second mortgage, HELOC, or cash-out refi—comes down to a number of factors, including why you need it. Read More

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Price of Homeownership

Budget for these common costs of owning a home:

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Refinance Calculator

Find out if it makes sense to refinance your mortgage

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