NAR Dashboard

Welcome!

Our Mission.

You care about your home. The NATIONAL ASSOCIATION OF REALTORS® cares about homeownership. To help you become the best, most responsible homeowner you aspire to be, we want to provide you with free information and tools you can use to make smart and timely decisions about your home.

From time to time, we may reach out to you to help us support legislation and/or policies that may have an impact on you, the homeowner. You can choose to join our cause. Or you can choose not to. Regardless, your privacy is safe with us.

We'll never share or sell your email address or other personal information you may provide us in the course of using the site with anyone without your explicit consent.

Yes, an Earthquake Could Hit Your Home: So, are You Insured?

Most home owners don’t have earthquake insurance — even Californians. But the fact is a quake could happen most anywhere in the U.S. Are you prepared?

Added to Binder

Californians don’t talk about “if” a devastating earthquake will rock the state, but “when” the next big one will happen. To prepare for that eventuality, tomorrow at 10:20 a.m. (PT), more than 8 million Californians will practice “drop, cover, and hold on” maneuvers as part of the fourth annual Great California ShakeOut. An excellent idea.

But what’s not so excellent is the fact that most at-risk home owners don’t have earthquake insurance. Only 12% of California home owners are insured, according to the Insurance Information Network of California. Conventional home insurance policies do not cover earthquake damage.

Another interesting fact: 90% of the U.S. population live in areas where earthquakes could occur, like the 5.8 shake that rattled Virginia in August.

Would you consider earthquake insurance? Why or why not?

lisa-kaplan-gordon Lisa Kaplan Gordon

is an avid gardener, a member of the Fairfax County Master Gardeners Association, and a builder of luxury homes in McLean, Va. She’s been a Homes editor for Gannett News Service and has reviewed home improvement products for AOL. Follow Lisa on Google+.

Track Your Progress

Added to Binder
RSS