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You care about your home. The NATIONAL ASSOCIATION OF REALTORS® cares about homeownership. To help you become the best, most responsible homeowner you aspire to be, we want to provide you with free information and tools you can use to make smart and timely decisions about your home.

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Author Profiles

Jerry DeMuth

Jerry DeMuth has written about mortgages and other financial issues for more than two decades for trade publications, major newspapers, and consumer magazines. His writing has received four awards and has been included in eight non-fiction books.

BY THIS AUTHOR

Condo Rental Restrictions Condo Values Based On Restrictions

Condo Rental Restrictions: How to Limit Rentals to Keep Your Condo Value Up

If your condominium doesn’t have a rental cap, your unit’s value could fall. Add a condo rental restriction in one of two ways: easy and risky or tough and expensive. Read More

Progress C K
Investment Med $500 attorney review of rule change
Added to Binder
Foreclosed home for sale

How Foreclosure Affects Your Credit Score

Foreclosures—and how you handle them—may have long-term credit score implications. Read More

Progress K
Effort High week or more to research options
Investment Med attorney fees $1,000 and up
Added to Binder
Lender Foreclosure Information Lender Foreclosure Help

How to Talk to Your Lender About Foreclosure

When facing foreclosure, the first step is to get in touch with your lender to discover your options. Read More

Progress $ K
Save Money High $454/mo (aid of counselor)
Effort High 3 mos (trial modification)
Investment Low $0 (HUD counseling is free)
Added to Binder
RSPA Rule Limits RSPA Home Closing Fees and information

RESPA Rules Limit Fee Increases at Home Closing

A revamped good faith estimate and HUD-1 settlement form mean fewer last-minute surprises at closing because of limits on fee increases. Read More

Progress $ K
Save Money High Up to $668 (closing costs)
Effort Low 11-14 hrs (loan paperwork)
Investment Low $37 (avg credit report fee)
Added to Binder
What To Do If Facing Foreclosure

Facing Foreclosure: What to Do Right Now

If you’re facing foreclosure, don’t panic: Take steps right now to save your home or at least lessen the blow of its loss. Read More

Progress $ K
Save Money High $454/mo (aid of counselor)
Effort High 3 mos (trial modification)
Investment Low $0 (HUD counseling is free)
Added to Binder